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Buying A House In Singapore - What You Need To Know

Buying A House In Singapore - What You Need To Know

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Are you in the market for a new home in Singapore? If so, it’s important to work with a qualified real estate agent who can help you find the best property and negotiate the best deal and even help with moving arrangements. Moving out of your rental accommodation, parents house or you just sold your old property? You will surely need professional help.

But what should you look for when choosing a real estate agent? And what kind of services can they provide? Read on for answers to these questions and more.

What should you look for in a real estate agent in Singapore?

 When you are looking to buy or sell a property, it is essential to find the best real estate agent in Singapore to work with. However, how do you know whom to choose with so many agents out there?

The following qualities you should look for in a real estate agent in Singapore:

1) Experience

It is essential to work with an agent who has experience in the market. They will know what to do and where to look to get your property sold or find the right property for you.

2) Knowledgeable

An agent should be able to provide expert advice on the Singapore housing market, the current state of the market, and your options. They should also be up-to-date with all the latest changes in the real estate industry.

3) Proactive

Good agents are always on the lookout for new opportunities for their clients. They won’t wait for you to call them with updates or suggestions but will be proactive in reaching out to you with new ideas.

4) Trustworthy

It is crucial that you can trust your agent. They will be handling confidential information about your finances and property, so you need to know that they will keep this information safe and confidential.

Always make sure to check the reviews of an agent before you decide to work with them. This will give you a good idea of what to expect from them. Avoid any real estate agents who have reviews that say they are unprofessional, dishonest or unreliable.

Working with an excellent real estate agent in Singapore can make the process of buying or selling property much smoother and less stressful. So, take your time and do your research to find the best agent for you.

Services offered by realty agents in Singapore

When you work with a real estate agent in Singapore, they will offer a range of services to help you buy or sell a property. These services include:

1) Help find the right property

Your agent will work with you to find the right property that meets your needs and budget. They will have access to a wide range of properties, both for sale and rent.

2) Negotiating the best deal

Your agent will work to get you the best possible deal on the property you are buying or selling. They will know the market and know how to negotiate with buyers or sellers to get the best price possible.

3) Handling paperwork

Your agent will take care of all the paperwork involved in buying or selling a property. This includes handling the contracts, dealing with the solicitors, and arranging inspections.

4) Managing the process

Your agent will manage the entire process from start to finish, ensuring that everything goes smoothly. They will keep you updated on progress and handle any problems.

Buying a house in Singapore - what you need to know

So, what do you need to know about buying a new home in Singapore?

1) The property market in Singapore is hot!

Prices for properties are going up, and demand is high, so if you are thinking of buying a property, now is the time to do it. Currently, the average price for HDB housing is S$532,768.

2) There are a few different types of housing available in Singapore:

These include:

HDB flats - these are public housing developed by the Housing and Development Board and are the most popular type of housing in Singapore.

Private homes - these are houses that private individuals or companies own. Prices for private homes went up by 10.6% in 2021.

Executive condominiums (EC) - these are a type of private housing that is somewhere between a private home and an HDB flat. They are only available to people who meet specific income criteria.

3) You need to be 21 years old or older to buy a property in Singapore:

This is because you will need to sign the purchasing contract yourself. If you are younger than 21, your parents or legal guardians must sign on your behalf.

4) You can get a mortgage to finance your purchase:

Almost all banks in Singapore offer mortgages, and the interest rates are usually quite competitive. You will need to provide documents such as your income proof, employment history and credit report to get a mortgage.

5) The government has many grants and subsidies available for HDB flats:

These include the Additional CPF Housing Grant, which gives you assistance of up to S$80,000 to help you buy an HDB flat. You can find out more about these grants and subsidies on the government website.

Top real estate agencies in Singapore

Here are some of the most recommended realtors in Singapore:


Real Estate Agent SingaporeAuctionjia combines real estate broking services and an online property auction platform. It has experienced and dedicated agents that have 6-15 years of experience in the industry. With its online platform, more buyers are reached, and great marketability for your property. This company utilizes 3D virtual tours to make home viewing available anytime. With them, you get more options in buying or selling a property.

The Mindful Space

Real Estate Agent SingaporeThis real estate company will provide you with an impartial analysis of various projects. With their page, you can explore new private developments and luxury properties and details on what’s new on the market. Plus, they also help you with practical financing systems. Meet a team that will guide you through a mindful property journey.


SG Luxury Condo

Real Estate Agent SingaporeThis real estate consultancy agency will help you buy, sell, rent, and invest in luxury condominiums. Moreover, the firm concentrates on properties with good returns and handles purchase paperwork and financial matters for your convenience. They offer services that provide market insights and data to their clients and be a one-stop property consultant.



Real Estate Agent SingaporeWith real-time access to information, Singhousepro will get you the best deals. The agency offers property investment consultancy, property management, and housing loan advisory to its clients with its renowned developer. You’ll be able to see what’s new in the market with their updated listings of top properties, resales, and new launches.


Shawn Kuah

Real Estate Agent SingaporeAs a real estate agent, Shawn treats his clients as friends and helps in your best interests. He has a wide-ranging net of buyers, sellers, and tenants where he finds the best-suited buyer for your property. With over a decade of experience, Shawn has become a trusted and awarded agent. Get maximum exposure for your property through advanced methods with Singapore’s top agent!

Huttons Asia

Huttons Asia offers a wide range of services, from finding the right property to handling the entire purchase process. They're renowned for their residential and commercial leasing services and have been helping Singaporeans find the right home for them since 2002.


Propseller is a stellar option for those looking to reduce commission fees. They offer a 1% commission rate, which is lower than most realtors. Plus, they provide free property consultations, which save you even more money.

They're good at what they do, too. On average, they close 6x more homes than most other Singapore realtors, and they have over 8 years of selling experience.

ERA Realty Network

This real estate agent specialises in residential leasing, commercial leasing, private housing, and HDB residential property management. The largest property agency in Singapore, this multinational corporation is renowned for its customer service and has been in the business for over 37 years.

SLP International

This agency offers stellar properties at affordable rates.  They're focused on giving their clients the best possible deals and work with developers, banks, and other agencies to get you the best property for your budget.

Real estate course in Singapore

Want to get in on the action? Studying a real estate course in Singapore can give you the skills and knowledge you need to work in this exciting and lucrative industry.

To become a licensed agent in Singapore, you need to complete the following:

a written exam on the Sale of Residential Properties Act, which covers topics such as property law, the buying and selling process, and advertising

a practical exam, in which you will need to demonstrate your knowledge of things like market research, contract writing and valuations

an ethics module, which will teach you about things like conflicts of interest and consumer protection.

Most real estate courses in Singapore offer a blend of online and offline learning, so you can study at your own pace and learn from experienced professionals.

Nus real estate - best real estate course in Singapore

Nus real estate is one of the best real estate courses in Singapore. Managed by the prestigious  National University of Singapore, this course offers a comprehensive and up-to-date curriculum that will equip you with the skills you need to work in the property industry.

The course covers topics such as:

  • Real estate law
  • Property valuation
  • The buying and selling process
  • Marketing and advertising
  • Property development

You will also have the opportunity to do a practical internship, which will give you hands-on experience in the industry. Nus real estate is recognised by the Council for Estate Agencies (CEA), so you can be sure that you are getting world-class training.

So, if you want to work in real estate, Nus real estate is the course for you. Enrol today and start your career in this exciting industry!

Real estate exam in Singapore

You can sit for your real estate exam in Singapore after completing a real estate course in Singapore. The Council for Estate Agents (CEA) administers the exam.

Final thoughts

Buying a home in Singapore is incredibly exciting, and this guide has equipped you with everything you need to know to choose the right realtor for your needs. Have any suggestions? Let us know in the comments.

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