4 min read

Navigating Singapore’s Healthcare System: What Expats Need to Know

New to Singapore and need to know how to navigate the healthcare system here as an expat? The good news is that Singapore’s healthcare system is rather straightforward. We answer your key questions to make it even easier for you.
Kelly Ang
· Updated April 8, 2025
Navigating Singapore’s Healthcare System: What Expats Need to Know

Book Singapore movers

Budget-friendly moving service at low-cost. Trusted by thousands of customers across Singapore. All Covered. Fixed prices.
9.6 · 575 reviews

Just completed your big move to Singapore and wondering what you should do if you have any health issues and need to see a doctor? Head swimming with all the medical names and acronyms you may have heard from your local friends?

Don't worry, we’ve got you. The first thing you have to know is that you’re in completely safe hands here in Singapore if you happen to need medical attention:

Singapore's healthcare system is not ranked first in the entire world for no reason. And as an expat, you'll be able to access top-notch medical care quite easily, albeit without the government subsidies.

From decoding the Singapore healthcare system and its many acronyms, to having a sense of the costs of medical care as an expat, to purchasing the best health insurance policies to keep medical costs manageable to what you should do in a medical emergency –we’ve got you covered.

Read on to find the answers to all your questions about Singapore's healthcare system!

What is Singapore’s healthcare system like?

The main thing you must know as you navigate Singapore’s healthcare system as an expat is that Singapore’s healthcare system comprises both private and public hospitals and primary care clinics.

As an expat, you can choose to be treated at any local primary care clinic or hospital, whether private or public, and you will receive the same standards of care. While you will not be eligible for any government subsidies, the correct insurance policies will cover your treatment whichever you choose.

Primary clinics should be your first stop if you have any medical concerns, where you seek help from professionally trained and licensed General Practitioners (GPs). They not only treat common acute illnesses such as the common cold, flus, or stomach viruses; they also help manage chronic illnesses like diabetes and high blood pressure.

There are more than 1800 private GP clinics in Singapore, and they can be found in neighbourhood town centres, shopping malls and in public housing estates. If you want to go the public route for your primary care, you can visit a polyclinic, which is a bigger one-stop clinic that may have specialists available to help treat more specific concerns, too.

If you require more medical attention, you may visit a hospital. There are numerous hospitals in Singapore: larger private hospitals that provide multidisciplinary care include Mount Alvernia Hospital, Mount Elizabeth Hospital, and Raffles Hospital; while public general hospitals include Singapore General Hospital (SGH), Changi General Hospital (CGH), and National University Hospital (NUH). As an expat, you will only be eligible for private treatment at the public hospitals in single-bedder wards.

How much will healthcare cost for me as an expat?

While you won’t be paying an arm and a leg to get seen by a doctor, you must be prepared to pay slightly more–simply because you won’t be eligible for any government subsidies as an expat.

A visit to your neighbourhood private GP clinic or the polyclinic for a common cold would likely cost an average of $50 including medicines, while a trip to the Emergency Department at both private or public hospitals can cost upwards from $200. Getting warded in one of the hospitals can cost anywhere from $230 to $1500 per night, not inclusive of treatment fees. This differs from hospital to hospital, so you should check out the fees at the respective hospital pages to be certain.

What about health insurance?

All the medical costs can add up, so you definitely want to look into purchasing a good health insurance plan for your time in Singapore. As long as you have a valid work visa, you can purchase an international health insurance plan, which would be advantageous to you especially if you also have to travel out of Singapore for work for short periods of time.

Such plans offer extensive customisation including pregnancy and childbirth coverage, cancer coverage, and crisis assurance coverage, as well as customisable monthly premiums.

Check out this comprehensive list of international health insurance plans to kick-start your insurance research.

What do I do in a medical emergency?

It can be scary to face a medical emergency in a foreign land, but tell yourself that you’re in very good hands here in Singapore. There is medical help readily available round-the-clock in Singapore, for health issues of all kinds.

If you need a GP in the middle of the night, you can visit a 24-hour clinic to see a GP, who will also give you the medication you need to feel better. These clinics are generally located in neighbourhood town centres.

For emergencies, call 995 for an ambulance and you’ll be taken to your nearest public Emergency Department. If you’re able to go yourself, take our advice and head to your nearest private hospital Emergency Department. Singapore public hospitals are known to have longer wait-times at their Emergency Departments that can run into hours at peak periods, so do yourself the favour and skip that if you can.

Find your nearest 24-hour clinic and/or hospital with Emergency Departments here.

Book Singapore movers

Budget-friendly moving service at low-cost. Trusted by thousands of customers across Singapore. All Covered. Fixed prices.
9.6 · 575 reviews

What do our customers say?

Read reviews of Wise Move to learn stories from our customers.
S$550
3 bedroom apartment move
Amber Road, Marine Parade
Amber Road, Marine Parade
10
Nicole
Reviewed 2 days ago
Friendly staff, efficient packing, good communication onsite with Linda, and between her and the team. Handled my upright piano with ease. Moved to my new home according to schedule.
S$320
Domestic waste collection
Taman Permata, Bishan
10
Brinda
Reviewed 5 days ago
Mr.Ng and his team were incredibly responsive and quick. Amazing work. Thank you
S$300
Punggol
Hougang Avenue 3, Hougang
10
Boon
Reviewed 1 week ago
Helpful, experienced and consideration team.
S$350
2 bedroom apartment move
Tampines Street 21, Tampines
Tampines Street 11, Tampines
10
Erry
Reviewed 1 week ago
VMS was very helpful and punctual. Thank you for the service.
S$200
1 bedroom apartment move
Lorong Lew Lian, Serangoon
Serangoon Avenue 2, Serangoon
10
Shuhui
Reviewed 2 weeks ago
Responsive, smooth and fuss free process overall. Was punctual and completed the move without hiccups.
S$150
Washing machine, standing fan, handheld vacuum in box, tabletop fan
Ang Mo Kio Avenue 4, Ang Mo Kio
Bukit Timah Road, Bukit Timah
10
Alan
Reviewed 3 weeks ago
Venu and his team did a fantastic job in moving my items. They were on time, professional and efficient. Charges are also reasonable. Will engage their services again if there is a need.
S$300
Sofa
Ming Teck Park, Bukit Timah
Ming Teck Park, Bukit Timah
10
Liam
Reviewed 3 weeks ago
Very professional and efficient services. I had an unconventional request of hoisting a sofa from L1 to L2 through a window without crane access, but Venu was able to find a solution for me. Highly recommended.
S$300
Springside Walk, Yishun
Ubi Crescent, Geylang
10
Shireen
Reviewed 09 June, 2025
Super efficient, came earlier than time slot which was well appreciated. Movers were professional, careful and polite. Would most definitely recommend them to others!
Are you a Transport Company? Learn More